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The Mutual Fund Terminal
The Current State of Pakistan's Economy
Evaluates real-time Inflation (CPI) and State Bank Rates to determine the current economic phase, mapping it to historical asset class performance.
Where is the Pakistani economy right now, and what should you own?
Calibrating Macro Engine...
Drag to view historical market phases
Winter
Stagflation. Cash is King.
Spring
Reflation. Lock in Yields.
Summer
Expansion. Maximize Equity.
Autumn
Overheating. Quality/Defensive.
Macro Playbook
Model Portfolio
Live Market Proof
View All Matches →This Month's Best and Worst Performing Funds
The full rankings — top gainers, top losers, and the overall quality leaderboard.
Top Gainers
Funds sorted by highest absolute return. Pay attention to the "AI Attribution" column to separate genuine manager skill from broad market luck.
Where the Money Is Moving This Month
Tracks the exact Rupee flow of the entire mutual fund industry. See where institutions are dumping assets (Left) and where they are buying (Right).
A live view of which fund categories are gaining billions and which are losing them — so you follow the flow, not the noise. Click any colored node for deep-dive analysis
Aggregating Institutional Flows...
The Interest Rate Outlook
Track where Pakistan's interest rates are heading, why they are heading there, and which funds stand to gain the most.
A The Yield Curve Observatory
Live Curve Metrics
B The Rate Cut Conviction Engine
AI Rate Cut Probability
--%Model calculated using real yield spread, CPI trajectory, and mutual fund WAM positioning.
📱 Get notified via WhatsApp when probability crosses 85%.
C Category Impact War Room
Rate Cut Magnitude Simulator
Investor Profile Focus
| Category | Exp. NAV Impact | Yield Change | Volatility Risk | Action Signal |
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What Every Fund in Pakistan Actually Owns
We combined the holdings of every equity fund in Pakistan to reveal the industry's hidden "Shadow Portfolio."
When you combine every mutual fund's holdings into one view, the same handful of stocks appear everywhere — and that is a risk most investors do not see.
The Diversification Illusion
Pakistan's top 10 equity funds share 7 of their top 10 holdings. Buying 3 different equity funds does not mean you are diversified.
The Shadow Portfolio (Treemap)
Aggregating FMR Holdings...
Top Systemic Risks
"Too Big To Move" Index Calculates how many days it would take a giant fund to sell its top holding based on average PSX daily volume.
You have seen the macro cycle and the systemic risk. ↓ Now, let's find out who is actually winning.
Who Is Buying and Who Is Selling on the Stock Exchange Today
A daily breakdown of whether big institutions, foreign investors, or everyday retail investors are in control of the market right now.
Daily Contrarian Signal
Aggregating daily clearing flows...
Institutional vs. Retail Flows
Sector Tear-Sheet
STANDBYSelect a Sector
Click on any colored sector node in the diagram to analyze the specific institutional flow dynamics.
Highest Exposed Funds
How Many Fund Managers Actually Beat the Market
The honest industry-wide answer to the question every investor should ask before paying a management fee.
This year, --% of active Pakistani equity fund managers underperformed a passive benchmark investment.
The Fee Predictor
Analyzing expense ratios...
Industry Alpha Distribution
X-Axis represents 1-Year Alpha (Return vs. Category Benchmark).
Category Failure Rates
Stop paying for underperformance.
Find the elite minority of active managers who actually beat the benchmark.
The Gap Between What Retail Investors Are Doing and What Institutions Are Doing
When these two groups move in opposite directions, one of them is usually wrong. This shows you which side is which.
Composite Tension Meter
Divergence Index
--/100
Real-Time Data Inputs
What The Crowd Is Doing
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What Smart Money Is Doing
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Macro Impact & Synthesis
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The Risk To This Signal
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Sector Divergence Matrix (Today)
| Sector | Retail Net Flow | Institutional Net Flow | Divergence Risk |
|---|
The Real Cost of Your Bank Account
See how much your savings lose to inflation every year — and how much more a simple fund switch could earn you.
You Deposit
CASA Account
The Bank's Margin The bank takes your money, lends it to the government, and keeps the difference.
Bank Deposits At
State Bank / T-Bills
Real-Time Opportunity Cost
Bank Profit on You
Rs. 0.0000
Your Profit
Rs. 0.0000
Diagnostic Assessment
3-Year Purchasing Power Projection Adjusted for --% Inflation
Live Money Market Alternatives View All →
Investment Strategies for Real Financial Goals
Six pre-built fund selections based on what most Pakistani investors are actually trying to achieve — from monthly income to long-term growth.
Personalize Your Playbooks (8 Seconds)
1. Primary Goal?
2. Time Horizon?
3. Shariah Compliant?
The Biggest Fund Rivalries in Pakistan
Side-by-side comparisons of the most closely contested funds in each category — fees, returns, and quality scores all in one view.
Build Your Own Matchup
Have two specific funds in mind? Load them into the Battle Room instantly.
The AMC Command Center
Before you trust a fund, evaluate the house that built it. We parse FMR manager commentaries and cross-reference them against actual portfolio moves to reveal which Asset Management Companies actually do what they say.
What the Fund Management Industry Is Preparing For
We analyze the latest monthly filings of every mutual fund in Pakistan to see what they are buying and selling. We then isolate the Top 20% Highest Performing Funds ("Elite") to see if they are doing something different than the retail and average funds.
Institutional Money Flow Heatmap
| Sector | Market Signal (Actionable Insight) | % Retail/Average Buying | % Elite Funds Buying |
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Most Pakistani investors who own three equity funds think they are diversified. They are not.
They own the same 6 stocks — three times over. Here is the proof.
Check Your Personal Portfolio Overlap
Enter the equity funds you own or are considering. We will show you how much they actually overlap.
Select funds to reveal your true exposure.
Your 3 Funds Share:
- Common holdings: out of top 10
- Overlap score: 0%
- Highly Concentrated. You essentially own one portfolio packaged in different wrappers.
Top Shared Stocks:
Plain Language Warning
If STOCK drops 20% tomorrow, your funds drop nearly simultaneously.
You have not reduced your risk. You have multiplied your exposure to the same risk.
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⚡ Domino Crash Simulator
Select a highly-contagious asset below, or click a red node on the map.
Map Legend
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Systemic Assets
The most over-owned stocks. A crash here ripples across the industry.
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Herd Funds
Highly correlated portfolios. Do not pair two gray funds together.
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Safe Havens
Differentiated funds that ignore the herd. Great for diversification.
Understanding Genuine Diversification
FAKE DIVERSIFICATION
- Fund A: 60% Energy, 30% Banks
- Fund B: 55% Energy, 35% Banks
- Fund C: 65% Energy, 25% Banks
These look like three different funds. They are one portfolio with three names. If Energy drops, all three drop together.
REAL DIVERSIFICATION
- Fund A: 60% Energy, 20% Banks
- Fund B: 10% Energy, 50% Consumer
- Fund C: 5% Energy, 60% Fertilizer
These funds move independently. When Energy drops, Fund B and C may hold steady or rise.
THE HARSH REALITY
Pakistan's equity fund universe strongly resembles Fake Diversification. Because the PSX is heavily concentrated in a few large sectors, most fund managers buy the exact same companies.
Fund Compatibility & Risk Assessor
Enter a fund you are considering and your investment parameters. We will run an institutional-grade diagnostic to verify if it actually matches your financial goals.
Assessment Parameters
Select a fund and parameters to generate assessment.
Running institutional diagnostics...
Diagnostic Verdict
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Institutional X-Ray
Expected Fee Drag
PKR --
Max Capital at Risk
PKR --
Ongoing Expense (TER)
--%
Risk-Adj Return (Sharpe)
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Compatibility Breakdown
Tailored Alternatives
Based on your specific timeline and goal, our engine recommends reviewing these options:
The Independence Horizon Engine
Stop guessing. Enter your parameters to see the exact mathematical month your passive income will permanently exceed your inflating expenses.
Initializing compounding engine...
1. Your Reality
2. Macro Assumptions
Mathematical Independence Horizon
Required Corpus
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Total Contributed
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Passive Earning Rate
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Wealth Compounding vs Inflation
3. Your Execution Strategy
We have structured an optimal portfolio using the best-performing funds to hit the -- target yield based on current market conditions.
Market State
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Recommended Allocation This Month
Total SIP: PKR 0
The Category Champions
For every type of investor — one fund that currently stands above the rest in its category. Ranked by the ilovepsx Score. Updated monthly.
What You Have Mastered Today
- ✓ Identified the true Category Champions beating the benchmark.
- ✓ Mapped hidden Contagion Overlaps to avoid fake diversification.
- ✓ Calculated your exact Financial Independence (FIRE) horizon.
- ✓ Audited AMC Liquidity Stress and manager departure signals.
- ✓ Uncovered the hidden Bank Commissions and fee drags.
Current Market Directive
Loading market state...
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Open The Screener
Access the ultimate institutional screening tool. Filter all 511+ mutual funds by returns, alpha, expense ratios, and ilovepsx scores to build your perfect portfolio.
Launch Screener EngineDeep Dive a Specific Fund
Have a specific fund in mind? Select it below to open its dedicated research terminal, complete with asset holdings, peer comparisons, and toxic asset analysis.
The Scale of Our Intelligence Engine
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Stock AUM (PKR)
0B
Fund AUM (Rs)
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Funds Tracked
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FMRs Parsed
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Years History
INSTANT
Refresh Rate
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